17 Jun, 2024
3 mins read

When Should You Consider a Consumer Loan?

A consumer loan provides you with both flexibility and the opportunity to spend the money as you see fit. Unlike credit cards, these loans are usually supplied with a lower interest rate and longer down payment. Here we take a closer look at when it is appropriate to use a consumer loan, and vice versa, […]

5 mins read

Loan Modification Fact and Fiction – Who Qualifies and What Can Be Modified

Do you owe more than your house is worth? Has your rate adjusted so high you cannot make your monthly payments? Have you received calls or mail offering loan modification services? This article explains who qualifies for a loan modification. It describes what can be negotiated with lender and gives advice on how to decide […]

2 mins read

Different Types Of Loans

Loan contracts come in various forms and terms. It will actually range from a simple promissory note between friends and family members to more complex loans such as auto, payday, mortgage, and student loans. Regardless of its type, each loan will be governed by policies and guidelines to protect clients from unfavourable practices such as […]